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Let's Talk Finances

Let's Talk Finances
Thinking about purchasing a new home? Lets talk finances!

Organizing your finances is the critical first step in your home purchase:

Consider the one-time costs associated with a home purchase, including a down payment, legal fees, taxes and moving expenses.

Understand ongoing monthly costs, including mortgage payments, insurance, utilities, property taxes, maintenance and, if applicable, condo fees.

Take into account the equity you may have in your current home and the applicable mortgage options available for your next move.

Pre-qualifying for a mortgage gives you the comfort of knowing how much you can afford and what your monthly payments will be.

A pre-approval from a mortgage lender protects you against interest rate increases for a given period during your home search.

Ask for Help:
We can help provide you with tools and resources to organize your finances. Put our expertise to work for you and learn more about the steps involved in purchasing a home
MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.